Carrier payments and fuel
AtoB
Fuel cards and fast carrier payments, with a factoring partner programme and a white label option.
Everything below came from that company’s own website or from dated trade coverage, and the sources are at the foot of the page. Where they publish nothing, this page says so rather than filling the gap with an estimate.
Two claims, kept apart
Carrier payments and fuelThe relationship
A fact about two companies. Ours to assert.
FactorFox works with AtoB. Confirmed 28 August 2026. It requires no code to be true and it implies none.
The connection
A fact about software. Engineering’s to evidence.
No row exists in the integration register, so nothing in the product connects to them today.
What they do
What AtoB actually sells.
AtoB sells a fuel card and payments platform to trucking fleets. Fleets buy diesel at discount at truck stops and AtoB moves money to drivers and carriers by bank transfer, debit and consumer payment networks. They also sell a business expense card and a driver payroll card.
Founded in 2019, based in San Francisco. In September 2024 they announced a 130 million dollar series C led by General Catalyst and Bloomberg Beta with Mastercard participating.
They run an explicit factoring partner programme with published commercial terms, including revenue share on card spend and a payment processing fee the factor sets. That is unusually specific for this category and it means the factoring use case is documented rather than inferred.
Why it matters
Why a funding business should care.
Written for the lender rather than for the borrower, which is the audience every page on this site is written for.
Fuel is the largest operating cost a carrier carries and the fuel advance is one of the few products where a factor competes on something other than rate. A card programme the factor brands as its own turns a commodity into a relationship.
Payment speed is the other half. Their factoring page describes moving money in minutes, including nights, weekends and holidays, which matters because a freight book does not stop funding when the banking calendar does.
The white label option is the strategic part. The carrier sees the factor's brand on the card and in the portal, which keeps the relationship where the factor wants it.
What would move
What would flow between the two systems, and in which direction.
This is the question a technology partnership starts with, because it determines whether there is anything worth building. It describes the exchange, not a shipped feature.
Outbound: payment instructions and card issuance requests.
Inbound: fuel transaction data and payment confirmations.
They publish no public developer documentation. Their factoring page describes a commercial partner programme and a business integration rather than developer endpoints, and it would be misleading to present it as a public API.
Where this stands in the product
The connection, stated the way the register states it
A commercial relationship. No connection is recorded in the FactorFox integration register today, so nothing in the product currently connects to AtoB.
How every status word is definedWhat we could not establish
Published deliberately, rather than quietly left out
Employee count, total capital raised, and whether a public developer API exists. Their fleet count is a self reported marketing figure rather than an audited one.
A partner page that has an answer for everything has usually stopped checking. Several companies in this group publish no founding year and no headcount at all, and that is a finding about the industry rather than a gap in the research.
Sources
Where these facts came from.
Check them. That is the entire point of publishing them.
AtoB for factoring partners
www.atob.com/become-a-factoring-partner
AtoB, about
www.atob.com/about-us
AtoB on LinkedIn
www.linkedin.com/company/goatob/
The commercial relationship was confirmed by FactorFox on 28 August 2026. The connection status above is not confirmed by anybody at FactorFox. It is read from the integration register, which only engineering writes to.
Other spotlights
The rest of the partner group.
Carrier payments and fuel
Tank Payments
Instant carrier payment rails that run outside banking hours, with reversibility built in.
Load and delivery verification
Load Connex
Independent movement data, so a funding decision can rest on whether the truck moved rather than on paperwork.
Freight distribution
LoadBoard Network
One posting reaches many load boards, which is how a factor's private carrier board gets filled.
Ask us what connects today, and we will answer with the register open.
Not with a logo strip. If the answer is that nothing connects to a vendor you depend on, you will hear that in the first conversation rather than in week five of an implementation.