Comparing Lendscape
Lendscape alternative: how FactorFox compares
Lendscape is a London based receivables finance and asset based lending software company, formerly HPD Lendscape, which says it is trusted by over 130 banks and financial institutions. In October 2025 it acquired WinFactor.
Here is what Lendscape says in public, and FactorFox on the same topics.
In their own words
What Lendscape says about itself
Taken from Lendscape's own public pages and from trade press, checked September 24, 2026. Products change, so confirm anything that matters with Lendscape directly.
| Topic | What is stated | Source |
|---|---|---|
| Vendor | Lendscape Limited, London, formerly HPD Lendscape. | lendscape.com (opens in a new tab) |
| Who it is sold to | Over 130 banks and financial institutions, in over 40 markets. | lendscape.com (opens in a new tab) |
| Finance types | Factoring, international factoring, invoice discounting, invoice level finance, asset based lending, syndication, supply chain finance, construction finance and asset finance, among others. | lendscape.com (opens in a new tab) |
| WinFactor | Acquired WinFactor, the North American factoring software company, in October 2025. | ABL Advisor, October 14, 2025 (opens in a new tab) |
| Deployment | Hosted cloud. A bank client's platforms are described as fully hosted externally by the vendor. | The Paypers, November 17, 2020 (opens in a new tab) |
| AI | Describes its asset finance product as AI ready, and in June 2026 launched a connection from lenders’ systems to AI assistants for equipment finance. | Equipment Finance News, June 12, 2026 (opens in a new tab) |
| Certifications | States ISO 27001, SOC 1, SOC 2 and FSQS. | lendscape.com (opens in a new tab) |
| Pricing | Not published. | lendscape.com (opens in a new tab) |
The same questions, answered for FactorFox
FactorFox on the same topics
Every line here is stated elsewhere on this site, with the status word where one applies.
| Topic | FactorFox |
|---|---|
| Describes itself as | AI native, and model agnostic by design |
| Finance types | Invoice factoring, asset based lending, purchase order finance and reverse factoring on one record |
| General ledger | A true double entry general ledger, built in, carrying the business since 2002 |
| Accounting integrations | QuickBooks Online and Xero, Available |
| Microsoft Teams | Briefings, signals and approvals in Teams, Controlled release |
| Security certification | A SOC 2 program is in progress. No certification is claimed until a report exists. |
| Pricing | Not published. Quoted on a call, because negotiated schedules exist. |
| Customers | Over 100 organizations across North America, Latin America, Europe, Australia and South Africa |
Where FactorFox is different
What changes if you choose FactorFox over Lendscape
AI native, not AI ready
FactorFox describes itself as AI native: the intelligence is part of the operating system, and every conclusion carries its evidence.
Briefings rather than dashboards
Each person starts the day with a briefing written from what they are responsible for.
Purchase order finance on the same record
Purchase order finance runs beside factoring and asset based lending on one ledger.
Capital Network
Participation and syndication between FactorFox factors, booked on both ledgers from one asset.
Approvals in Microsoft Teams
Releases, overrides and exceptions approved from a Teams card, in controlled release today.
Built for independent funders too
The same platform serves independent factors and specialty lenders, not only banks.
Being fair about it
Where Lendscape may be the better fit
Lendscape states ISO 27001, SOC 1 and SOC 2 today. FactorFox’s SOC 2 program is in progress and we claim no certification until a report exists, so an institution whose vendor policy requires a report in hand now should weigh that plainly.
Lendscape also lists supply chain finance, international factoring and asset finance, and states a presence in over 40 markets. If those are central to your book, they belong on your comparison list.
Straight answers
What buyers ask when comparing Lendscape and FactorFox
Does Lendscape now own WinFactor?
Yes. ABL Advisor reported in October 2025 that Lendscape acquired WinFactor. If you run WinFactor today, ask Lendscape about the roadmap for your product, and read our WinFactor guide for what a move involves.
Is FactorFox certified?
Not yet. A SOC 2 program is in progress. No certification is claimed anywhere on this site until a report exists.
Does FactorFox do syndication?
Yes. The Capital Network handles participation and syndication between FactorFox factors, with listing, disclosure, documents and settlement inside the platform.
Can FactorFox run asset based lending?
Yes. Borrowing base availability is computed from live collateral, and covenants are monitored continuously against what you record.
Compare on your own book, not on a page.
Bring a slice of receivables and the questions you are putting to Lendscape. We will answer the same questions in front of you, and show the evidence behind each answer.